AI workers that prepare your mortgage files. Your people approve every step that carries risk.
Fidvela asks for documents, checks them against each other and prepares the file. Your team approves what goes out.
Illustration with made-up data: an income check marked Attention. The monthly income on the pay stub is higher than the payroll deposits on the bank statement. The evidence is the pay stub, page 1, and the bank statement, page 3. The suggested next step is to ask the borrower for the latest pay stub. Below it, a draft request waits for a person to approve, edit or reject it.
From the first email to a file ready for review
This is how Fidvela is designed to work. See what is built today.
Asks for what is missing
It writes to the borrower or broker with the list of documents still needed, and follows up until the list is complete.
Reads each document
It sorts documents by type and pulls out the figures. Every figure links to the page it came from.
Checks the documents against each other
Income against deposits. Names across documents. Dates and gaps in statements. Anything that does not match is flagged with a plain reason.
Prepares the file for a person
A checklist and the flags, ready for your team to review. The package and cover report for the lender are designed and not built yet.
Where your people stay in charge
- Every message to a borrower, broker or lender is approved by a person at your firm before it is sent. Reminders repeat only what was already approved.
- An approval is for the exact content that was approved. If anything in it changes, the approval no longer counts.
- Credit decisions, advice and any call about fraud stay with your people. Fidvela does not make them.
- You choose how much it does. In Watch mode it prepares everything beside your team and sends nothing outside your firm.
Built for the questions your compliance and IT people will ask
- Each firm's files are kept apart from every other firm's.
- Identity and account numbers are replaced before any AI model sees the text.
- Every action is recorded, and the record shows if anything was changed.
- Where your data is stored and processed will be agreed with you, in writing, before you send any.
Where Fidvela is today
Fidvela is being built and tested by us on made-up files. No customer uses it yet. We are looking for brokerages and lenders who want to help shape how it works.